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Risk Management

Risk Management

Insurance starts with fully understanding a client’s specific risks. Effective risk management is therefore a vital prerequisite to ensuring the most appropriate insurance cover. We start by listening to our clients – seeking answers to our many meticulous questions to ensure that we gather as much information as possible. This helps us to gauge a client’s attitude towards, and knowledge of, risk management. We then arrange for a comprehensive risk survey of a client’s assets or business to be conducted by a qualified engineer. This results in the identification and assessment of specific risks, and recommendations for minimizing probable risk occurrence and reducing losses in case of an accident. The survey takes into consideration clients’ existing coverage, loss history analysis, and their exact needs and requirements in accordance with the nature of their business. Such an approach enables Damin to facilitate the smooth transfer of specified risks in the insurance contract from the client to the selected insurance company, which is the underlying tenet behind all insurance transactions.

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